The equipment leasing and business equipment  finance world has changed. Oak is very active in helping  new start business, and have a progressive underwriting policy, which is not written on  tablets of stone, unlike many other funders.  We have some of the lowest leasing rates available both in the UK & also in Europe. We are also able to offer equipment refinance , asset refinance & refinance leasing. To keep up to date with equipment leasing, click on our  facebook wall. We all like to save money, so, see how much you can save now on your equipment leasing, simply apply now and start the ball rolling.

Looking for  equipment leasing or equipment finance ?

 your search is over.....

We have access to over £100 million pounds worth of equipment leasing & equipment finance available for you now......

even for  new start business !

 No smoke, No mirrors, just results.

  
"The service Oak Leasing provided was outstanding and would not hesitate to recommend their services,  Top Quality, Great Results, Expertise & High Integrity"
Clive Turner. M/D  CLT Consultants.

We all use comparison websites, from insurance, flights through to utilities. Oak has launched a lease comparison website. You can simply use this to check on what you have been offered, or see if we can deliver a better deal. 

 “Our experience with Oak Leasing for our equipment leasing has been fantastic. The service has been excellent and the people have been helpful, friendly, and prompt. We are glad to have Oak Leasing as our partner. I would strongly recommend Oak to any business looking for an equipment  leasing partner. ” 

Oak Leasing underwrite in a common sense way, with no tablets of stone, no credit committees, just sensible underwriting  that includes new starts and refinance...! As you can see, we speak your language, no jargon, no grand statements, just straight talking, and crucially an appetite to lend and to finance your new equipment.  The latest report by the Bank of England revealed that net bank lending fell by more than £50bn in the past year, which has had the greatest impact on small firms. All that we can say is Oak Leasing is not a bank, just a straightforward friendly leasing company which has money to lend at sensible rates and with sensible conditions. 

"Over the years we have known your company it has been a real pleasure to do business with you. We look forward to the future together."  Ken Linton

One UK Bank last month announced that it had changed its lending policy and will no longer provide asset finance or leasing to companies with turnover less than £5m a year. The banks were very good to offer equipment leasing or equipment finance in fine weather, but as soon as the storm clouds arrived, they  just disappeared, leaving you in the rain and the dark.  Oak Leasing will help support you through thick & thin, unlike the banks. The window of opportunity to either start a new business or grow an existing business is open, as we are now fully aware of what lies ahead of us for this year. Together, we will succeed.

" Most of the equipment finance and equipment leasing companies will fund only the established businesses. But Oak Leasing help even the start ups since they understand the difficulties that the start ups and business face. "  Business Finance in the UK.

To contact Oak is very simple, either click on the email logo on the right,

or give us a call on 01291 625211 or Skype: oaklease

The real financial picture.

The banks still being still very reluctant to lend, and this trend is likely to continue throughout 2011.  The Federation of Small Business believes it will take until 2015 before the banks are likely to change their overcautious approach to lending. As the conditions for  granting loans imposed by the banks are  being more severe, companies are looking to sources of alternative finance or leasing. According to the latest information from the  Bank of England's Trends in Lending report, it confirms that the stock of lending to small and medium size enterprises fell by £5bn in the three-months to February. Furthermore, whilst the cost of new loans to larger businesses decreased (compared to reference rates) the cost for small and medium-sized firms went up.

 By next year, the banks will need to raise between £400- £500 billion in wholesale debt. This is partly required to refinance the emergency loans extended to some of the banks by the Bank of England. The real effect of this will be an increase in interest charged by the banks to its customers, and  could well lead in a reduction in credit available on the high street. Even the Chancellor has  recognized this by introducing credit easing.Here at  Oak, we are fully aware of this funding gap and we are expanding our new business to help fill the vacuum which has been left in the equipment leasing and equipment finance market to help you arrange your equipment lease or equipment finance agreement. Oak also  have the ability to refinance your existing bank overdrafts and your existing loans or HP agreements. 

You can see from some of the comments that Oak Leasing has built a successful track record with its customers and suppliers. Track records are very important. Many equipment leasing and equipment finance companies say that before they will lend, you have to have a track record. This is a classic chicken and egg situation. Oak knows what came first, not the chicken nor the egg but you... our customers and suppliers. We will give you a track record, and help support you through the early years of your business.

People buy from people, we could simply say that Oak Leasing has been established in equipment leasing for over 19 years, and the Directors and staff have between them well over 100 years  of equipment leasing  expertise behind them. So you are in very safe, friendly and experienced hands, and when you contact us with your lease proposal. We will not pass you from one person to another or from pillar to post.  We give you a personal service, we do not treat you purely as a number, but as a customer. Now that is a refreshing change!